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In Baccarat, played with 6 decks, the player and the dealer are dealt two initial cards. They are then dealt one optional card. The winner holds the hand with a value closest to 9. Tens and face cards count as 0. Aces count as 1, and other cards count according to their face values. A bet can be placed on the dealer, the player, or a tie. In the event of a tie, bets placed on the player and the dealer are returned, and bets placed on the tie pay 8 to 1. Bets placed on the dealer pay even money minus a 5% commission payable to the house. Bets placed on the player pay even money. Cards are re-shuffled after each round.